A structural warranty for home builders provides 1 year surety coverage for workmanship, 2 years surety coverage for distribution systems and a full 10 years of third-party insurance-backed coverage for qualifying structural defects on newly constructed homes. Builders must register to become members of the 2-10 HBW program, and home buyers may refer their builder.

If you’re building a new home, and are a builder, please visit our Builder Portal. If you’re building a new home and would like for your builder to provide a structural warranty, visit Suggest a Builder page.

Yes. We offer fully transferable warranties. If the original home buyer sells their home before the 1, 2 or 10-year coverage is complete, this protection can be transferred to the new owner.

2-10 HBW’s insurance-backed warranties are reinsured by Swiss Re and SCOR Re, two of the world’s largest reinsurers. With combined surplus holdings in excess of $4 billion, you can trust the financial backing of our warranties. We have paid out more than $250 million in structural defect claims, helping our builders protect their business and their customers.

The average cost of 10 full years of structural coverage is less than .5% of the total purchase price of the home, including the land. Become a builder member today.