How Home Warranty Plumbing Coverage Works With 2-10
A home warranty can cover many common plumbing issues in your home, including leaks, stoppages, and water heater breakdowns caused by normal wear and tear. With a plan from 2-10 Home Buyers Warranty (2-10), you can access plumbing repair help and avoid surprise expenses.
A home warranty from 2-10 can help lower the cost of repairs. But which parts of your plumbing system are covered, and does a home warranty cover plumbing repairs that even matter?
In this article:
- What is a home warranty?
- What kinds of plumbing issues does home warranty plumbing coverage include?
- Which plumbing elements may not be covered?
- How to figure out what’s covered in your own home
- How to file a home warranty claim for plumbing repairs
What is a Home Warranty and What Does it Typically Cover?
A home warranty is a service contract that could help reduce the cost to address covered breakdowns to some of your home’s most important systems and appliances.
With a 2-10 home warranty, your coverage could include the following items:
- HVAC system
- Plumbing system
- Electrical system
- Select kitchen appliances, like your fridge.
As Nerdwallet notes, a home warranty is particularly worth it if “you can’t save enough money to pay for repairs out of pocket."
As we often say at 2-10, Unexpected is Expensive. A 2-10 home warranty can offer peace of mind and help protect your budget against covered plumbing breakdowns.
The best part about a 2-10 HBW plan? Everything’s clearly spelled out in your Service Agreement—what’s included, what’s not, and any coverage limits.
What plumbing issues can a home warranty cover?
Below are some of the most common plumbing issues a home warranty plan can cover. This list is not all-inclusive, but it can give you an idea for what to expect from your home warranty plumbing coverage.
- Breaks and leaks in your water line, drain line, gas line, waste line, and vent line
- Gas and electric water heaters—which may include tankless, power, and direct-vent units—and interior water heater gas lines
- Toilet tanks, bowls, tank assembly parts, flanges, and wax ring seals
- Faucets, shower heads, and shower arms
- Interior and exterior hose bibbs
- Drain line stoppages (clogged drains) that can be cleared with a standard sewer cable
So, if you’ve ever wondered, “Does a home warranty cover clogged drains?” the answer is yes—if the stoppage falls under normal wear and tear and can be resolved with standard tools.
You can also add extra coverage for systems that are important to your home’s function, like sump pumps, water softeners, or even your pool and spa plumbing. If you're looking for a home warranty that covers outside plumbing, talk to a 2-10 HBW representative about customizing your coverage.
We’re always here to help you find the right protection for your home.
According to Forbes Home2, the average cost to repair a simple leak from a fixture, such as a toilet or kitchen sink, is about $275. However, more complex issues, like leaks from concealed pipes within walls, can escalate to around $600, especially when factoring in the costs of drywall repair and painting.
What are plumbing elements that a home warranty may not cover?
While a home warranty can help protect you from many plumbing problems, there are a few situations where coverage may not apply.
Plumbing issues typically not covered by a home warranty include:
- Stoppages that happen outside your home’s foundation
- Damage from broken or collapsed sewer lines beyond the foundation
- Issues caused by root growth or objects stuck in the lines
- The cost of video inspection equipment to locate a hidden cleanout
- Full replacements of bathtubs, sinks, or showers
- Cosmetic or non-functional parts like toilet lids, grout, or caulking
- Lawn sprinkler systems
What are the limits of my home warranty?
A home warranty from 2-10 can be a great tool to protect your home and budget. However, it isn’t an all-inclusive solution to every single plumbing breakdown your home may have.
For your home warranty plumbing coverage to work as expected, you need to take proper care of your plumbing system.
Pro Tip: If routine care is ignored, you could run into problems—not just with your plumbing, but with your warranty eligibility. For instance, if you regularly pour grease, coffee grounds, or eggshells down your sink and it backs up, that could raise a red flag for your Service Contractor. It might suggest that the system hasn’t been properly maintained, which could impact your coverage.
Another common misunderstanding is assuming a home warranty covers damage caused by natural disasters (it doesn’t). So, if an earthquake damages your water heater or plumbing, that’s something your homeowners insurance would need to address—not your home warranty.
Remember: a home warranty is designed to cover breakdowns that happen from routine wear and tear—not accidents or disasters. That’s why it’s smart to have both a home warranty and homeowners insurance. Together, they offer more complete protection for your home.
How Do I Determine What My Home Warranty Covers on the Plumbing in My Home?
Every warranty company is a little different, so it's important to know the specifics of your own plan. With a home warranty from 2-10, there are a couple of simple ways to find out whether your plumbing issue is covered.
- The easiest and fastest way? Log into your Homeowner Portal. You’ll have 24/7 access to your home warranty, where you can see exactly what’s covered and what’s not.
- Not sure what something means? No problem. Just call or email our customer service team. Our friendly and knowledgeable reps can walk you through the details. And if you don’t have coverage yet but are considering it, they’ll help you explore the options and find a plan that fits.
We’re here to make understanding your home warranty plumbing coverage easy, so you can feel confident.
How to File a Home Warranty Claim for Plumbing Repairs
If you’re facing a plumbing issue and believe it’s covered under your 2-10 home warranty, the good news is the claim process is simple.
Here’s what to do:
- File your claim online through your Homeowner Portal or give us a call.
- Schedule a visit with a licensed, local Service Contractor from our trusted network.
- Pay the Service Fee listed in your Service Agreement.
- Let the pro handle it. They’ll assess the issue and work toward a resolution.
It's a straightforward process designed to get your home back on track.
6 Routine Maintenance Tips to Keep Up with Your Plumbing
Keeping your plumbing in good shape doesn’t require expert skills or special tools. In fact, a little regular maintenance can help you avoid big headaches later. Even better? It helps ensure your home warranty works when you need it most.
Below are some simple, smart ways to take care of your plumbing system:
- Flush your water heater annually to prevent sediment buildup. (We’ve got a guide for that!)
- Inspect for leaks, especially in hidden or hard-to-reach areas like the basement.
- Use drain screens to catch debris and reduce clogs.
- Skip the flushable wipes. Even if the label says flushable, your pipes may not agree. For more tips from service contractors, check out this article.
- Clean your kitchen disposal regularly, and only pour liquids down the drain.
- Avoid putting grease, coffee grounds, or eggshells into any drain, even if you have a disposal.
Following these simple habits makes life easier, helps prevent costly problems, and helps ensure your home warranty plumbing coverage can support you.
Key Takeaways: Protecting Your Budget with a Home Warranty
Plumbing problems can be a hassle—but with the right plan in place, they don’t have to drain your time, money, or peace of mind. Here’s what to remember:
- A 2-10 home warranty offers home warranty plumbing coverage that can help protect your budget against common plumbing breakdowns caused by everyday wear and tear.
- Issues like leaks, clogged drains, and water heater malfunctions are often covered—but proper maintenance matters.
- A home warranty won’t cover everything. Natural disasters and excluded components fall outside of coverage.
- Reviewing your Plan Agreement and maintaining your plumbing system are the best ways to make sure you’re covered when it counts.
- Filing a plumbing claim is fast and simple—because we believe protecting your budget should be easy.
