New modular or manufactured home warranty
Get a quoteWhat is a new modular or manufactured home warranty?
A modular or manufactured home warranty is a structural warranty that provides a written agreement between the builder/dealer and the homeowner and clearly defines the builder’s or dealer’s work-product obligations related to construction quality and continuing obligations. Under the agreement, the builder/dealer is the insured and the homeowner is the beneficiary.
In the past manufactured homes were known as mobile homes.
Why an insurance-backed modular or manufactured home warranty?
An insurance-backed, new modular or manufactured home warranty, from 2-10 Home Buyers Warranty, gives builders/dealers and homeowners confidence that if qualified major structural damages develop in a home, those repairs will be the obligation of the warranty insurer rather than the responsibility of the builder/dealer and homeowners. The 2-10 HBW warranty uses an insurance company dedicated to the payment of warranty claims.
Why do I need a warranty for modular or manufactured homes?
Even builders/dealers with an excellent history of no structural-defect claims can find themselves dealing with structural warranty issues years after closing.
Buyers also value the structural warranty because it adds a level of comfort to know they are protected should something happen. And with 2-10 HBW’s structural warranties, homeowners have a clearer understanding of the construction standards and what is covered. This leads to fewer frivolous or unnecessary calls to builders and manufacturers, which helps save time, money and frustration.
Implied warranties
Using an express limited warranty such as a new manufactured or modular home warranty that disclaims all implied warranties and eliminates this uncertainty, and helps set a buyer’s expectations.
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What does an insurance-backed new modular or manufactured home warranty include?
The Manufactured Home Warranty provides 10 years of coverage against qualifying structural defects in load-bearing components from the frame up.
The Modular Home Warranty provides 10 years of structural coverage from the sill plate up. Both products can be upgraded to the full 2-10 warranty if the home is placed on permanent foundation by a Builder/Dealer, and the Builder/Dealer is a member of the 2-10 HBW program.
1 Year Workmanship Warranty
Provides 1 year of surety coverage against defects in workmanship and materials.
2 Year Distribution Systems Warranty
Provides 2 years of surety coverage for defects in wiring, piping and ductwork in electrical, plumbing, heating, cooling, ventilating and mechanical systems.
10 Year Structural Warranty
Provides 10 years of coverage against qualifying structural defects in load-bearing components from the frame up.*
Manufacturer’s Plant “10” Warranty
Manufactured and Modular Home Construction Coverage:
- Roof (framing, joists, rafters and trusses)
- Load Bearing interior and exterior walls and partitions
- Beams
- Columns
- Floor (joist and trusses)
- Girders
- Headers
- Ceiling joists
Builders/Retailers “2-10” Warranty
One year workmanship and two year systems defect warranty
Manufactured home:
First year; warrants from effective date of the warranty that the site workmanship for foundation, and skirting of your Home will be free from defects in materials and workmanship.
For first two (2) years from the Effective Date of Warranty, your Builder/Seller warrants that your home will be free from defects in the electrical, plumbing, heating, cooling, ventilating and mechanical systems.
Note: Please see the HBW 107 warranty document for complete details, conditions and exclusions.
Modular home:
First year; warrants from effective date of the warranty that the site workmanship for foundation, and skirting of your Home will be free from Defects in materials and workmanship.
For first two (2) years from the Effective Date of Warranty, your Builder/Seller warrants that your home will be free from defects in the electrical, plumbing, heating, cooling, ventilating and mechanical systems.
Note: Additional coverage includes cosmetic issues and structural support as defined in the HBW 307 Warranty document.
2-10 Home Buyers Warranty provides a fully transferrable warranty with features such as binding arbitration, day one coverage and no deductible.
2-10 HBW developed this coverage exclusively for the manufactured housing industry
2-10 HBW includes coverage for both interior and exterior walls and partitions for all manufactured homes enrolled in our programs.
In writing and clearly stated, we will not and do not subrogate against ANY manufacturer for any loss incurred by the insurer, during the representation and result of any structural defect losses paid by the insurer.
Structural warranties from 2-10 HBW help protect reputations and the financial burden to defend alleged noncompliance of Manufactured Home Construction and Safety Standards as defined in part 3280.
Get a quoteMember Of
2-10 HBW is an active member of Manufactured Housing Institute (MHI) along with many of the state Manufactured Housing Associations (MHAs).
How much does a new modular or manufactured home warranty cost?
On average the cost of a 10 Year warranty for a modular or manufactured home is less than $3 per month over the life of coverage. 2-10 HBW rates are consistent with affordability when compared to any other insurance backed warranty option.
2-10 Home Buyers Warranty is a member of Manufactured Housing Institute (MHI)
